Even before you start browsing for your dream house online, wouldn’t it be nice to know how much you can borrow and therefore how much house you can afford? Knowing the top of your budget certainly helps narrow down your search parameters.
You cannot go look at houses in person until you’ve been pre-qualified at least and there is even a difference between pre-qualification and pre-approval (to be covered later).
Once you have a pre-qualification or pre-approval letter from your lender, you can then work with a realtor (me!) and start your search, online, on your smartphone and in real life. And don’t forget, our services are free to buyers because the sellers take care of our fees!